1

Funding in the first round.

We buy a set share of the sales your business is going to make and pay it to you now, from $100 to $5,000. One fixed cost, agreed before you accept — and what you remit moves with what you take.

  • No fee to look
  • No APR
  • Next business day
Amount$500
$100$5,000

Soft inquiry. By continuing you agree to our Terms and Privacy Policy.

The businesses we fund take money over a counter, a chair or a window — and know exactly which week is the tight one.

  • A barber writing up the day's takings in his shop

    Barbers

  • A mechanic repairing a bicycle in his workshop

    Bike shops

  • An owner standing at the window of his food truck

    Food trucks

  • A studio owner racking weights on the floor

    Studios

  • A groomer working with a dog at her table

    Groomers

  • A salon owner finishing a manicure for a client

    Salons

How it goes

Three rounds, and the longest is a minute.

  1. 1

    Say the number

    Set the amount and give us four details. About two minutes, and nothing is submitted until you have seen the whole request.

    ~2 min

  2. 2

    We read the takings

    Three months of deposits through a read-only connection. What the business actually takes is the only thing the advance is priced against.

    Minutes

  3. 3

    One figure comes back

    The total you will remit and the share taken from each day, both quoted before anything is signed. There is no rate to work out afterwards.

    Next business day

A groomer working on a dog at her table

What an advance is

You are selling something, not borrowing it.

It is a purchase
We buy a set share of the receipts your business is going to take and pay you for that share today. What arrives is the price of something you sold.
It is not a schedule
Remittance is a small share of each day's takings, collected as they land. A quiet week remits less. There is no instalment date to miss.
It is one fixed cost
Agreed before you accept, quoted in dollars, and the same figure on the last day as on the first. Nothing accrues, so nothing grows if it runs long.

Where it goes

Whatever the week needs.

There is no schedule of approved purposes and nothing to justify. It is your money for your business, and we do not ask what it went on afterwards.

  • Stock before a busy month
  • A second chair
  • Payroll across a quiet week
  • Equipment that broke
  • A deposit on a van
  • Repairs that cannot wait
  • Taking on the unit next door
  • A hire before the season
  • Materials for a job already won
  • Getting current with a supplier
  • Fitting out the front of house
  • Software the shop runs on

Funding is provided for business purposes only and is not available for personal, family or household use.

Before it is worth asking

Four things we need. Three we never ask for.

  1. 1A business bank account the deposits actually land in
  2. 2At least three months of trading, counted from your first deposit
  3. 3An average of $5,000 a month over those three months
  4. 4A US-registered business, outside California and New York

Never required

  • A fee paid in advance in exchange for a promise of funding
  • Personal collateral pledged against the advance
  • A minimum score before we will look at the account

These are the conditions we check on every request. Meeting them is not an approval, and nothing on this page is an offer of funding.

An owner taking a card payment across the counter of her cafe

Questions

Asked before anyone applies.

How is this different from bank financing?

Bank financing advances money against a promise to pay it back with interest. We buy a portion of the receipts your business is already going to collect, at a fixed cost agreed in advance. There is no interest, no APR and no amortisation schedule.

How small can an advance be?

One hundred dollars. The ceiling is five thousand. There is no larger tier hidden behind this one and no minimum we quietly enforce above the published floor.

What do you need from me?

A business bank account, at least three months of trading, and an average of $5,000 a month in revenue over that period. We do not ask for filed accounts or for personal collateral.

Will this affect my score?

Reviewing your options is a soft inquiry and leaves your score untouched. If a request moves forward we will tell you before anything is run, and you can stop at that point.

How is remittance actually collected?

As a small fixed share of the receipts that land in your business account, taken as they arrive. A slower week remits less and takes longer. The total figure never changes.

How fast does the money arrive?

Funds can reach your account as soon as the next business day once the agreement is executed and verification is complete. Timing depends on your bank and on how quickly documents come back.

Which states do you fund in?

Every state except California and New York. Products are offered for commercial purposes only and are not available for personal, family or household use.

What if my business does not qualify?

We will tell you in plain language rather than leaving the request open. You are welcome to send it anyway if you are close to the minimums, and we will be honest about whether there is anything we can do.

Round one

See what your revenue supports.

Get funded

Would you rather talk it through? (503)-555-0166

Checking your options costs nothing and is a soft inquiry that leaves your score untouched. Submitting a request is not an application for funding and does not obligate you to accept an offer.