round1funding.com helps qualifying small businesses and self-employed individuals access revenue-based merchant cash advances. These products are available only to self-employed individuals and small businesses for commercial purposes; they are not a consumer product and are not offered for personal, family, or household use. A merchant cash advance is not a loan. It is a purchase of a set share of your future receivables, provided to you as a lump sum today. What you remit is a fixed, agreed amount rather than interest, and it is never expressed as an annual percentage rate.
Where a third-party funder provides the financing, that funder's own revenue purchase agreement governs the transaction, and round1funding.com acts as a connection provider and marketplace rather than the funder. Whether you qualify, how much you receive, and the terms you are offered depend on your business's revenue and are confirmed through review and verification. Reviewing your options is a soft inquiry that leaves your score untouched.
round1funding.com is not a party to any revenue purchase agreement and does not guarantee that you will be matched with a funder or approved for funding. We never charge a fee in advance in exchange for a promise of funding. Availability and terms vary by state, and funding is not offered in California or New York. This service is governed by the laws of the State of Oregon.